New Peoples Bank Current Deposit Rates

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Effective May 5, 2008
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Account Type	Interest Rate	* APY
Peoples Checking**	.75%	.75%
Statement Savings**	1.00%	1.01%
6 Month Certificate	2.47%	2.50%
12 Month Certificate	2.71%	2.75%
18 Month Certificate	2.71%	2.75%
24 Month Certificate	2.71%	2.75%
30 Month Certificate	2.71%	2.75%
36 Month Certificate	2.71%	2.75%
48 Month Certificate	2.96%	3.00%
60 Month Certificate	2.96%	3.00%
Money Market Deposit Account**	1.00%	1.01%
Premium Money Market Account Tiers**
$ 10,000.00 - 24,999.99	1.00%	1.01%
$ 25,000.00 - 49,999.99	1.24%	1.25%
$ 50,000.00 - 99,999.99	1.73%	1.75%
$100,000.00 - 249,999.99	1.98%	2.00%
$250,000.00 and over	2.22%	2.25%
Health Savings Account	2.22%	2.25%
IRA RATES
12 Month IRA	2.96%	3.00%
18 Month IRA	2.96%	3.00%
24 Month IRA	2.96%	3.00%
30 Month IRA	2.96%	3.00%
36 Month IRA	2.96%	3.00%
48 Month IRA	3.21%	3.26%
60 Month IRA	3.21%	3.26%
Variable Rate Savings IRA	3.20%	3.25%
IOLTA ACCOUNTS
IOLTA-TN	0.75%	0.75%
IOLTA-VA	0.75%	0.75%
IOLTA-WV	0.75%	0.75%

Effective May 5, 2008
Variable Rate Account- Rates may change after accounts are opened. Note regarding CDs:** 1) Fees and withdrawals could reduce the earnings on accounts. 2) A penalty may be imposed for early withdrawal. 3) CD interest will be compounded daily.
* APY = Annual Percentage Yield Our rates are updated weekly

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