Deposit Rates
Effective June 30, 2008

Account Type
Interest Rate
* APY
.75%
.75%
1.00%
1.01%
2.47%
2.50%
2.71%
2.75%
2.71%
2.75%
2.71%
2.75%
2.71%
2.75%
2.71%
2.75%
2.96%
3.00%
2.96%
3.00%
1.00%
1.01%
Premium Money Market Account**
               Tiers
   
$  10,000.00 - 24,999.99 1.00% 1.01%
$  25,000.00 - 49,999.99 1.24% 1.25%

$  50,000.00 - 99,999.99

1.73% 1.75%

$100,000.00 - 249,999.99

1.98% 2.00%
$250,000.00 and over 2.22% 2.25%
Health Savings Account 2.22% 2.25%
IRA RATES

12 Month IRA

2.96% 3.00%

18 Month IRA

2.96% 3.00%

24 Month IRA

2.96% 3.00%

30 Month IRA

2.96% 3.00%

36 Month IRA

2.96% 3.00%

48 Month IRA

3.21% 3.26%

60 Month IRA

3.21% 3.26%

Variable Rate Savings IRA

3.20% 3.25%
IOLTA ACCOUNTS

IOLTA-TN

0.75% 0.75%

IOLTA-VA

0.75% 0.75%

IOLTA-WV

0.75% 0.75%
 

Effective June 30, 2008


** Variable Rate Account- Rates may change after accounts are opened.

Note regarding CDs:
1) Fees and withdrawals could reduce the earnings on accounts.
2) A penalty may be imposed for early withdrawal.
3) CD interest will be compounded daily.
* APY = Annual Percentage Yield
Our rates are updated weekly