Our Traditional IRA Certificates of Deposit Accounts are fixed rate and term investments that have tax benefits authorized by Congress. You may not add money to these certificates and they are not negotiable.

• Open this account with only $500.00
• Certificate terms can be from 12 months to 60 months
• Annual contributions are limited to $5,000.00 or $6,000.00 if age 50 or older (For tax year 2008)
• Contributions may be tax deductible
• Funds are taxable when they are distributed
• There is a tax on funds taken out before age 59 1/2
• Distribution must start by age 70 1/2
  

• Possible tax deduction for annual contributions
• Wide choice of fixed rates and terms
• Spouse can inherit IRA
• Flexible payout schedule
• More secure financial future

For more information on our Traditional IRAs just contact the NPB branch nearest you today!

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