Certificates of Deposit

Our Certificates of Deposit are fixed term investments that normally pay higher rates than our Community Plus Checking or Statement Savings. They are generally used to invest a specific sum for a specific period of time. You may not add money to these certificates and they are not negotiable.



  • Open this account with only $500.00
  • Certificate terms can be from 7 days to 60 months
  • You can withdraw funds prior to maturity by paying an early withdrawal penalty of 3 months interest on any certificate with a term of 3 months or more. On certificates with terms of less than 3 months, all interest will be forfeited
  • Certificates can be owned jointly or payable on death to a beneficiary
  • Interest can be compounded, deposited to a checking or savings account, or paid by check


  • A variety of terms of maturity are available to meet your investment needs
  • Interest can be paid at various times and by various methods
  • FDIC insurance of up to $250,000 guarantees your investment

Get Started

Find a Location to Open an Account

For more information on our CDs, just contact the New Peoples Bank branch nearest you today!

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