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Certificates of Deposit
Our Certificates of Deposit are fixed term investments that normally pay higher rates than our Community Plus Checking or Statement Savings. They are generally used to invest a specific sum for a specific period of time. You may not add money to these certificates and they are not negotiable.
- Open this account with only $500.00
- Certificate terms can be from 7 days to 60 months
- You can withdraw funds prior to maturity by paying an early withdrawal penalty of 3 months interest on any certificate with a term of 3 months or more. On certificates with terms of less than 3 months, all interest will be forfeited
- Certificates can be owned jointly or payable on death to a beneficiary
- Interest can be compounded, deposited to a checking or savings account, or paid by check
- A variety of terms of maturity are available to meet your investment needs
- Interest can be paid at various times and by various methods
- FDIC insurance of up to $250,000 guarantees your investment
Find a Location to Open an Account
For more information on our CDs, just contact the New Peoples Bank branch nearest you today!
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