Checking

 

Business Checking Account Benefits

  • No Minimum Balance
  • Free Business Online Banking
  • Free Mobile Banking
  • Free Automated Telephone Banking
  • Free Automatic Text/Email Alerts
  • Business Visa Check Card
  • UChoose Rewards

Business Checking Solutions That Meet Your Specific Business Needs

 

Business 500

Business Choice

Community Basic

Community Plus

IOLTA

Amount to Open

$100

$100

$100

$100

$100

To Qualify

500 items or less of combined paper and electronic deposits, credits, checks or debits and no more than $30,000 in cash deposited per monthly cycle

More than 500 items of combined paper and electronic deposits, credits, checks, or debits or more than $30,000 in cash deposited per monthly cycle

For non-profit organizations such as churches, associations, public funds groups, trusts and estates

500 items or less of combined paper and electronic deposits, credits, checks or debits and no more than $30,000 in cash deposited per monthly cycle

An interest-bearing account for non-profit organizations such as churches, associations, public funds groups, trusts and estates

500 items or less of combined paper and electronic deposits, credits, checks or debits and no more than $30,000 in cash deposited per monthly cycle

An Interest On Lawyers Trust Account designed for Attorneys to place certain client deposits in. This is available in VA, WV, and TN

Interest Bearing

No

No

No

Yes, if average daily balance is $500 or more

Yes

Business Online Bill Pay

Yes, $9.95 / mo.

Yes, $9.95 / mo.

Yes, $9.95 / mo.

Yes, $9.95 / mo.

Yes, $9.95 / mo.

Statement Options

eStatement w/check images; CD-ROM w/check images and deposited items; Paper Statements with images of checks

eStatement w/check images; CD-ROM w/check images and deposited items; Paper Statements with images of checks

eStatement w/check images; CD-ROM w/check images and deposited items; Paper Statements with images of checks

eStatement w/check images; CD-ROM w/check images and deposited items; Paper Statements with images of checks

eStatement w/check images; CD-ROM w/check images and deposited items; Paper Statements with images of checks

Service Charge / Monthly Fees

$.25 per item over 500 items

Based on monthly activity; Fees can be offset by earnings credit based on account's average positive available balance

$.25 per item over 500 items

Maintain an average daily balance of $500 to avoid a monthly charge of $5.00

$.25 per item over 500 items

No

 

Learn More

Learn More

Learn More

Learn More

Learn More

 

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Business Checking 500

Enjoy big service without the fees when you open a Business Checking 500 account. This account is intended for small businesses that have less than 500 items (deposits, credits, checks or debits) and no more than $30,000.00 in cash deposited per month.

Benefits

  • FDIC insured
  • Accepts direct debits and direct deposit
  • Business Online banking
  • Business Mobile Banking
  • Business VISA Check Card
  • Automatic Text / Email Alerts
  • E-Statements / CD-Rom Statements / Paper Statements
  • No monthly maintenance fees
  • No minimum balance requirements
  • First 500 transactions each month processed free ($0.25 per item after 500 items)
 

Business Choice Checking

Get your business started on the right foot with Business Choice Checking from New Peoples Bank.

New Peoples Bank offers Business Choice Checking to any customer who may have either more than 500 items per month or more than $30,000.00 deposited in cash per monthly cycle.

(Existing analysis statement may be required.)

Benefits

  • FDIC insured
  • Accepts direct debits and direct deposit
  • Business Online banking
  • Business Mobile Banking
  • Business VISA Check Card
  • Automatic Text / Email Alerts
  • E-Statements / CD-Rom Statements / Paper Statements
  • For companies with medium to high volumes of monthly account activity
  • Charges based on monthly activity
  • Fees can be offset by earnings credit given based on account's average positive available balance

**Ask a New Peoples Bank representative for more information.

 

Community Basic Checking

If you're a public funds group, church or association, Community Basic Checking is the answer to your business needs.

Benefits

  • FDIC insured
  • Accepts direct debits and direct deposit
  • Business Online banking
  • Business BillPay Service
    • ACH Services
  • Business Mobile Banking
  • Business VISA Check Card
  • Automatic Text / Email Alerts
  • E-Statements/CD-Rom Statements/Paper statements

**Ask a New Peoples Bank representative for specific rates.

Community Plus Checking

This account is the same as the Community Basic Checking, except that it pays interest. You can earn interest and avoid low balance fees when you keep your account balance above $500.00.

Details

  • Open this account with $500.00
  • Earn interest and avoid the $5.00 low balance fee if the average daily balance is $500.00 or more
  • Monthly statements mailed to you
  • Account is FDIC insured
  • Images of checks are returned with statement & you can view them online through your free online banking account (Need an online account? Click here to sign up!)
  • Images of checks you have written as well as items you have deposited are provided with your statement if you choose to receive your monthly statement on CD-ROM
  • Unlimited transfers to other accounts
  • Accessible with VISA Check card

Benefits

  • FDIC insured
  • Accepts direct debits and direct deposit
  • Business Online banking
  • Business Mobile Banking
  • Business VISA Check Card
  • Automatic Text / Email Alerts
  • E-Statements / CD-Rom Statements / Paper statements

Get Started

For more information on our Community Checking just contact the NPB branch nearest you today!
Find a Location to Open an Account

Checkbook Balancer
Balance your checkbook with this quick and easy calculator!

IOLTA

New Peoples Bank is an approved Financial Institution for servicing Interest On Lawyers' Trust Accounts (IOLTA) in VA, TN and WV. This interest bearing checking account earns a competitive interest rate and has no minimum balance requirements. It is specifically designed for Attorneys to place certain client deposits in, with the interest then used to fund programs, such as legal service organizations who provide services to clients in need.

Benefits

  • FDIC insured
  • Accepts direct debits and direct deposit
  • Business Online banking
  • Business Mobile Banking
  • CD-ROM Statements

**Ask a New Peoples Bank representative for specific rates.

 

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