From time to time we all have experienced that moment when the balance in our checking account is less than we thought. Perhaps you forgot to record a check, made an error in subtraction, forgot to transfer funds to pay your bills or just lost track of the balance. Having a check returned due to insufficient funds can be costly, inconvenient and potentially an embarrassing experience. At New Peoples Bank we don’t encourage overdrafts; we encourage you to manage your ﬁnances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we are pleased to offer you our new Optional Overdraft Protection Service, or “OOPS”.
We understand that mistakes happen. When they do, we strive to pay your overdrafts on the following types of transactions:
"OOPS Plus" includes all service included with "OOPS" as well as:
Your VISA® Debit Card is more rewarding than ever. You shop. You earn. You Choose. It's that simple.
Earn 1 point per $3 every time you use your card and sign for your purchases.
Earn additional points when you shop at retailers participating in the program, whether in-store or online at www.uchooserewards.com.
Use your points to choose from a wide array of products, travel experiences and activities, event tickets, and much more!
Enhanced Security Features
Beginning April 28, 2016, cardholders who log in to the uChoose Rewards website www.uchooserewards.com will be presented with a short registration form, and will be required to complete the form to create a new registration before they are able to proceed.
This change does not impact your uChoose Rewards points.
U-Ask: Frequently Asked Questions
All New Peoples Bank full service offices have safe deposit boxes* for rent. Enjoy the safety and convenience of keeping your important papers and belongings in one of our safe deposit boxes. Rent is due annually and can either be billed, or automatically charged to your checking or savings account.
*Contents of safe deposit boxes are not insured by the FDIC
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