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Privacy Policy

FACTS

WHAT DOES New Peoples Bank Inc. 
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account balances
  • Payment history and Transaction history
  • Credit history and Transaction or loss history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons New Peoples Bank Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does New Peoples Bank Inc. share?

Can you limit this sharing?

For our everyday business purposes- 
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes-
information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes-
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For non-affiliates to market to you

No

We don't share

Questions?

Call 276-873-6288 or go to https://www.newpeoplesbank.com/ 

Who we are

Who is providing this notice?

New Peoples Bank Inc.

What we do

How does New Peoples Bank Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does New Peoples Bank Inc. 
collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account
  • Make a wire transfer or show your government-issued ID

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Lonesome Pine Title Agency, Inc.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • New Peoples Bank, Inc. does not share personal information with non-affiliates so they can market to you

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • New Peoples Bank, Inc. does not jointly market.

Other important information

CHILDREN'S INFORMATION

New Peoples Bank, Inc. respects the privacy of your children, and we comply with the practices established under the Children's Online Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen.

ELECTRONIC ONLINE BANKING - COOKIES

New Peoples Bank, Inc. uses "Cookies" to track customers through our secure web site to enable the use of Internet Banking.

The "Cookies" are used for security reasons and are not used to collect customer data in any manner.

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