Privacy Policy

FACTS WHAT DOES NEW PEOPLES BANK, INC
DO WITH YOUR PERSONAL INFORMATION?
  Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account balances
  • Payment history and Transaction history
  • Credit history and Transaction or loss history
When you are no longer our customer, we continue to share your information as described in this notice.
  How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons New Peoples Bank, Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does New Peoples
Bank, Inc. share?
Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes
No
For our marketing purposes-
to offer our products and services to you
No
We don't share
For joint marketing with other financial
companies
No
We don't share
For our affiliates' everyday business purposes-
information about your transactions and
experiences
Yes
No
For our affiliates' everyday business purposes-
information about your creditworthiness
Yes
Yes
For our affiliates' to market to you
Yes
Yes
For nonaffiliates to market to you
No
We don't share
To Limit
Our Sharing
Call us toll free: 1-866-668-8973. Our menu will prompt you through your choices. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call 276-873-6288 or go to www.newpeoplesbank.com

 

Who we are
Who is providing this notice? New Peoples Bank, Inc.
What we do
protect my personal information? To protect your personal information from unauthorized access and
use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings.
How does New Peoples Bank, Inc.
collect my personal information?
We collect your personal information, for example when you
  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account
  • Make a wire transfer or show your government-issued ID
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • NPB Insurance Services, Inc.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • New Peoples Bank, Inc. does not share personal information with nonaffiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • New Peoples Bank, Inc. does not jointly market
Other important information
CHILDREN'S INFORMATION
New Peoples Bank, Inc. respects the privacy of your children, and we comply with the practices established under the Children's Online Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen.

ELECTRONIC ONLINE BANKING - COOKIES
New Peoples Bank, Inc. uses "Cookies" to track customers through our secure web site to enable the use of Internet Banking.
The "Cookies" are used for security reasons and are not used to collect customer data in any manner.

 

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