Checking

   

Decide which account is best for you by answering
a few easy questions or by using the Checking
Accounts Comparison Chart below.

Begin

 

New Freedom Interest

Earn a Premium Interest Rate on Daily Balances up to $25,000 by Meeting a Few Simple Requirements

  • Balance to open $100
  • Earn Interest on Daily Balance of $1,000 or Greater
  • Unlimited Check Writing

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Would you like to earn interest on your account?

Yes No

Will you have a combined loan/deposit balance over $15,000.00?

Yes No

 

New Freedom Choice (Rewards)

Earn Additional UChoose Rewards Points

  • Balance to open $100
  • Unlimited Check Writing
  • FREE Bill Pay Product

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Is anyone on the account age 55 or older?

Yes No

New Freedom 55+

  • Balance to open $100
  • Unlimited Check Writing

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Basic Checking

Basic Checking is a traditional checking account with no service charges.

  • Balance to open $100
  • No monthly service charges
  • No minimum balance requirements

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Are you a student age 13-23?

Yes No

KEWL Account

Our Kewl Checking Account helps teens and students develop healthy financial habits, while earning exciting rewards!

  • Balance to open $100
  • Checks with school's logo (if school participates with program)
  • Earn extra UChoose Reward points

Learn More

 
Start Again?
Checking Accounts Comparison Chart

New Peoples Bank Checking Accounts
New Freedom Interest Checking New Freedom 55 Plus Checking "KEWL" Student Checking Basic Checking
Minimum to Open $100 $100 $100 $100
UChoose Rewards Yes Yes Yes - Earn bonus points! Yes
GenGold Benefits including ID Theft Restoration
www.gengold.com
Optional @
Just $4.95/mo.
Optional @
Just $4.95/mo
Optional @
Just $4.95/mo.
Optional @
Just $4.95/mo.
Interest Bearing On daily balances of $1000 or more No No No
Premium Interest Rate On Daily Balances Up To $25,000.00 No No No
Checking Writing Privileges Unlimited Unlimited Unlimited Unlimited
50% off on a Safe Deposit Box Yes Yes No No
1 Penalty-free withdrawal per yr., 1-yr. CD
CDARS CD's EXCLUDED
Yes Yes No No
2 Free Stop Payments per year Yes Yes No No
Free CheckFree Bill Pay Yes Yes Yes Yes
Free Mobile Banking Yes Yes Yes Yes
Free Debit Card Yes Yes Yes Yes
Free eStatements Yes Yes Yes Yes
Free Online Banking Yes Yes Yes Yes
Free Telephone Banking Yes Yes Yes Yes
Free Checks No Yes No No
Monthly Service Charge None - with a combined Loan/Deposit balance over $15,000 to avoid a monthly charge of $4.95 None None None
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