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Checking Account Benefits

  • Unlimited Check Writing Privileges
  • Free CheckFree Bill Pay
  • Free Mobile Banking
  • Free Debit Card*
  • Free eStatements
  • Free Online Banking
  • Free Telephone Banking

*Heroes Checking includes a Custom Heroes card.

 

Checking Accounts Comparison Chart

Features 

New Freedom Interest Checking

Heroes Checking

New Freedom 55 Plus Checking

"KEWL" Student Checking

Basic Checking

Minimum to Open $100  $100 $100 $100  $100
Open Account Online Yes No Yes Yes Yes
uChoose Rewards Yes  Yes  Yes Yes - Earn bonus points! Yes
GenGold Benefits including ID Theft Restoration
www.gengold.com
Optional @
Just $4.95/mo.
Optional @
Just $3.95/mo
Optional @
Just $4.95/mo.
Optional @
Just $4.95/mo.
Optional @
Just $4.95/mo.
Interest Bearing On daily balances of $1000 or more No  No  No  No
Premium Interest Rate On Daily Balances Up To $25,000.00 No No No No
50% off on a Safe Deposit Box Yes  Yes Yes No No
1 Penalty-free withdrawal per yr.,
1-yr. CD CDARS CD's EXCLUDED
Yes Yes Yes No  No
2 Free Stop Payments per year Yes Yes Yes No No
Free Checks No Yes - Custom Heroes Yes-(one style) No No
Monthly Service Charge None - with a combined Loan/Deposit balance over $15,000 to avoid a monthly charge of $4.95 None None None None
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New Freedom Choice (High Interest) Checking

Exciting Benefits

  • Balance to open $100
  • Earn Interest on Daily Balance of $1,000 and Greater
  • Earn a Premium Interest Rate on Daily Balances up to $25,000 by Meeting a Few Simple Requirements1
  • Unlimited Check Writing
  • No per Check Charges
  • FREE VISA® Check Card that Earns uChoose® Points
  • FREE Automated Telephone Banking
  • FREE Bill Pay Product
  • FREE Notary Service
  • FREE Official Checks (Limits Apply)
  • FREE Investment Consultation with New Peoples Bank Financial Services, Inc.
  • 50% Discount on Annual Safe Deposit Box Rental
  • Two FREE Stop Payment Orders per Year
  • FREE Incoming Wire Transfers
  • FREE Online Banking
  • FREE eStatements
  • FREE Mobile Banking
  • FREE Non-New Peoples Bank ATM2 Transactions
  • One Penalty Free Certificate of Deposit Withdrawal per Year (1 Year Term CD Only)***
  • No Monthly Service Charge if $15,000 is Kept in Combined Loan and Deposit Balance

Criteria to Earn the Premium Interest Rate on Daily Balances up to $25,000.00

  • Make 12 POS transactions per month (Credit)
  • Complete 4 Bill Pay transactions per month
  • Sign up and receive eStatements
  • Log in to Online Banking at least once per month
  • One direct deposit required per month

Checkbook Balancer

Balance your checkbook with this quick and easy calculator!

Checkbook Balancer

Add These Gen Gold Benefits for Only $4.95 per Month3

  • Travel Discounts on Air Fare, Cruises, hotels, Car Rentals, Condo Vacations and more
  • Identity Theft Protection & Security Center
  • 90-Day Purchase Protection & Extended Warranty**
  • Prescription Discounts
  • Vision and Auditory Care Discounts
  • National Restaurant Discounts
  • Family Movie Discounts**
  • And much, much more!
  • Additional Information Available at www.gengold.com

All products and services represented on this page are not FDIC-insured, are not guaranteed by this financial institution, are not obligations of this financial institution, and involve risk including possible loss of principle.

1 Criteria to Earn the Premium Rate: Make 12 POS transactions per month (Credit), Complete 4 Bill Pay transactions per month, Sign up and receive eStatements, Log in to Online Banking at least once per month, One direct deposit required per month.
1 New Peoples Bank reserves the right to modify the Reward Criteria without prior notification.
2 All related ATM or POS Network Fees are waived. Surcharges by Non-New Peoples Bank ATM's are not waived unless part of the Accel Exchange NoSurcharge Alliance Network.
3 Your financial institution has selected GenGold Inc. a fully independent third party service provider to provide travel and other discount services on an exclusive basis directly to GenGold members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities claims damages and demands are the direct responsibility of Generations Gold Inc. the benefits provider. Discounts received through GenGold may not be used in conjunction with any other financial institution discounts. Complete details of the member services are described in the membership booklet provided at the time of enrollment.
**Some Restrictions Apply.
***CDARS CD's EXCLUDED

New Freedom 55 Plus Checking

EXCITING Benefits

  • Balance to open $100
  • Unlimited Check Writing
  • No per Check Charges
  • FREE Checks (NPB Custom Design in Wallet or Duplicate)
  • FREE VISA® Check Card that Earns uChoose® Points
  • FREE Automated Telephone Banking
  • FREE Bill Pay Product
  • FREE Notary Service
  • FREE Official Checks (Limits Apply)
  • FREE Investment Consultation with New Peoples Bank Financial Services, Inc.
  • 50% Discount on Annual Safe Deposit Box Rental
  • Two FREE Stop Payment Orders per Year
  • FREE Incoming Wire Transfers
  • FREE Non-New Peoples Bank ATM1 Transactions
  • FREE eStatements
  • FREE Online Banking Banking
  • One Penalty Free Certificate of Deposit Withdrawal per Year (1 Year Term CD Only)*

Add These Gen Gold Benefits for Only $4.95 per Month2

  • Travel Discounts on Air Fare, Cruises, hotels, Car Rentals, Condo Vacations and more
  • Identity Theft Protection & Security Center
  • 90-Day Purchase Protection & Extended Warranty**
  • Prescription Discounts
  • Vision and Auditory Care Discounts
  • National Restaurant Discounts
  • Family Movie Discounts**
  • And much, much more!
  • Additional Information Available at www.gengold.com

1 All related ATM or POS Network Fees are waived. Surcharges by Non-New Peoples Bank ATM's are not waived unless part of the Accel Exchange NoSurcharge Alliance Network.
2 Your financial institution has selected Gen Gold Inc. a fully independent third party service provider to provide travel and other discount services on an exclusive basis directly to Gen Gold members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities claims damages and demands are the direct responsibility of Gen Gold Inc. the benefits provider. Discounts received through Gen Gold may not be used in conjunction with any other financial institution discounts. Complete details of the member services are described in the membership booklet provided at the time of enrollment.
*CDARS CD's EXCLUDED
** Some Restrictions Apply.

For more information on our New Freedom 55 Plus account just contact the NPB branch nearest you today!

Checkbook Balancer

Balance your checkbook with this quick and easy calculator!

Checkbook Balancer

 

Student Checking Account

Our Kewl Checking Account helps teens and students develop healthy financial habits, while earning exciting rewards!

More Information about Kewl Accounts

Details

  • Students ages 13 - 23 (17 and under requires adult participation and signature with this account)
  • Open with $100.00
  • Checks with school's logo (if school participates with program)
  • Mini NPB VISA® Check Card or Customized NPB VISA® Check Card that you design and personalize online. Choose from school's logo (as available) or make your own personal creation. The first card is free
  • Earn uChoose® reward points* every time you sign for purchases using your card
  • Receive e-Statements instead of a paper statement
  • Free mobile banking
  • Free online banking and bill pay
  • Free automated telephone banking
  • No minimum balance required
  • No monthly service fee
  • Access account online, by telephone or ATM 24-7
  • Account is FDIC insured
  • GenGold® benefits can be added for $4.95 per month

What are uChoose® rewards points*?

This is a rewards program where you earn points every time you use your New Peoples Bank VISA® Check Card and sign for your purchases. You may also earn additional points for shopping at participating retailers, whether it's in-store at national or local retailers or online through www.uChooserewards.com. When shopping in-store, select credit and sign for your purchases.

As an added bonus, New Peoples Bank will add additional points for the following:

  • Birthday - 100 points
  • Direct Deposit - 10 points for having a direct deposit
  • Logging in to online banking - 10 points for logging in to online banking at least once per month
  • Bill Pay - 10 points per payment with a maximum of 50 points per month
  • Enroll in mobile banking - 100 points (one time)
  • Open additional accounts - 100 points per new account (one time)
  • Current Points as of August 01, 2018

*uChoose® rewards points are not FDIC insured.

Additional Benefits

We want to reward students for a job well done. Additional points will be awarded at the end of the current school year for the following:

For our elementary and high school students:

  • 100 additional points for those elementary/high school students who have an A/B final average for the current school year*
  • 100 additional points for those elementary/high school students who have perfect attendance for the current school year*

*Students must bring in their final report card, an A/B honor roll certificate or a perfect attendance certificate for verification. Students are eligible to earn in both categories for a total of 200 points.

For our college students:

  • 50 additional points per semester for full time college students who maintain a 3.0 average**

**Students must bring in a copy of their final grades for verification.
***New Peoples Bank reserves the right to modify the Points and Rewards without prior notification.

Checkbook Balancer

Balance your checkbook with this quick and easy calculator!

Checkbook Balancer

Basic Checking

Basic Checking is a traditional checking account with no service charges. It requires no other account relationships to avoid fees.

Details

  • Open this account with $100.00
  • Open Account Online
  • No monthly service charges
  • No minimum balance requirements
  • Monthly statements mailed to you
  • Account is FDIC insured
  • You can view your check images online through your free online banking account (Need an online account? Click here to sign up!)
  • Unlimited transfers to other accounts
  • Accessible with VISA Check card

Benefits

  • Funds are safe and secure
  • Access account online, by telephone or ATM 24-7
  • Accepts direct debit or direct deposit
  • Ability to stop payment on checks

Add These Gen Gold Benefits for Only $4.95 per Month3

  • Travel Discounts on Air Fare, Cruises, hotels, Car Rentals, Condo Vacations and more
  • Identity Theft Protection & Security Center
  • 90-Day Purchase Protection & Extended Warranty**
  • Prescription Discounts
  • Vision and Auditory Care Discounts
  • National Restaurant Discounts
  • Family Movie Discounts**
  • And much, much more!
  • Additional Information Available at www.gengold.com

Get Started

Open Account Onlineor  Find a Location to Open an Account

For more information on our Basic Checking just contact the NPB branch nearest you today!

1 Criteria to Earn the Premium Rate: Make 12 POS transactions per month (Credit), Complete 4 Bill Pay transactions per month, Sign up and receive eStatements, Log in to Online Banking at least once per month, One direct deposit required per month.
1 New Peoples Bank reserves the right to modify the Reward Criteria without prior notification.
2 All related ATM or POS Network Fees are waived. Surcharges by Non-New Peoples Bank ATM's are not waived unless part of the Accel Exchange NoSurcharge Alliance Network.
3 Your financial institution has selected GenGold Inc. a fully independent third party service provider to provide travel and other discount services on an exclusive basis directly to GenGold members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities claims damages and demands are the direct responsibility of Generations Gold Inc. the benefits provider. Discounts received through GenGold may not be used in conjunction with any other financial institution discounts. Complete details of the member services are described in the membership booklet provided at the time of enrollment.
**Some Restrictions Apply.

Checkbook Balancer

Balance your checkbook with this quick and easy calculator.

Checkbook Balancer

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