Optional Overdraft Protection Service & Optional Overdraft Protection Service Plus also known as "OOPS & OOPS Plus"
From time to time we all have experienced that moment when the balance in our checking account is less than we thought. Perhaps you forgot to record a check, made an error in subtraction, forgot to transfer funds to pay your bills or just lost track of the balance. Having a check returned due to insufficient funds can be costly, inconvenient and potentially an embarrassing experience. At New Peoples Bank we don’t encourage overdrafts; we encourage you to manage your ﬁnances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we are pleased to offer you our new Optional Overdraft Protection Service, or “OOPS”.
Included Services of "OOPS"
We understand that mistakes happen. When they do, we strive to pay your overdrafts on the following types of transactions:
Included Services of "OOPS Plus"
"OOPS Plus" includes all service uncluded with "OOPS" as well as:
To Opt-In/Out of "OOPS Plus" use the link in the top right under Overdraft Protection.
Program details and Disclosures also provided by using link in the top right under Overdraft Protection.
Overdraft ProtectionDisclosures & Complete Details
OOPS Plus Opt-In/Out Form